Final Expense Life Insurance ;We Make It Easy, We Care

Final Expense Insurance,Burial Insurance or peace of mind insurance to ensure a proper burial and no stress on loved ones, children, relatives or friends. FinalExpenseInsurance.co works with the best insurance companies to ensure that  you’re matched with the best policy for your individual needs and the best price .

NO 2 Year Waiting Period

Life insurance without waiting period ; Life insurance no waiting period

We Specialize in helping you get a policy WITHOUT A WAITING PERIOD and it means lower rates!
Many Agents have access to only one insurance company , or simply do not look for options, or do not know they exist, we do , LET US HELP.

We require NO MEDICAL EXAM and take care of everything over the phone. Your benefits never decrease and your rates never increase. FinalExpenseInsurance.co works with all of the top final expense insurance companies in the country so we find you the best, most affordable protection, with your needs and budget in mind. We Care.

Leave Your Family With Only The Great Memories Of You

Expenses Associated with your Passing are covered so your Family Doesn’t have to.

These expenses include but not limited to:

  • Funeral and burial costs
  • Medical bills
  • Mortgage or debts
  • Cash to  beneficiary

We are familiar with many cases of people being caught off guard trying to pay for a funeral. The government benefit is a “whopping” $255, for a service that costs between approx. $5,000 and $25,000 and more. We are here to help you with Burial insurance, Life Insurance For Seniors, Final Expense Insurance, Senior Life Insurance,and  Senior care plan.

Why YOU should consider Final Expense Insurance and Burial Insurance

Your Family is Protected: Funerals and everything that go with them are not cheap, the average cost is over $8,000.

  • Is your family prepared to pay these costs?
  • Do you want them to?

Affordable Reasonable Cost : Our  plans are low cost and  the money needed to pay for your funeral and burial.  Give yourself peace of mind knowing these costs will be covered.

Burial Insurance Marketplace is Here to Help

We Are Here To Help! ; Funeral Costs Can Have A Devastating Effect On YOUR Family, We believe and think you want to Protect your family and Give Yourself Peace of Mind.. We can share our own stories.

The process to help you and your family is very simple. After completing our Customer Help Form, a consultant will begin the process of getting your plan finalized and communicate with you. After  you can finally have peace of mind knowing that your funeral costs are covered and your loved ones will never have to worry about that  financial burden. Unlike many other insurance products, NO  need a medical exam, No long wait we make it simple  for your specific needs & situation.

All you have to do fill out the form on this site and a professional  consultant will contact you and go over  some basic questions to help you  tailor a plan  to fit your needs. Don’t Wait! Time For This Offer May Be Limited and every day you get older the price could rise.

Here to Help

Affordable: These plans are affordable and they will provide money needed to pay for your funeral and burial. Start your Quote Today;, We care. Get Senior Care USA Life Insurance.

About Final Expense Life Insurance

What is Final Expense Life Insurance ?

Final expense insurance is nothing but such kind of insurance which bears all expenses of your burial, funeral and other end of life expenses. It also sometimes helps to pay the hospital fees or to pay the debt you left behind to your family after your death. It may also name as burial insurance, funeral insurance or senior life insurance. The insurance benefit may vary from a few thousand dollars to ten thousand dollar.

Difference Between Final Expense Insurance and Life Insurance

Traditional life insurance is for them who are capable to earn and cash them when sudden accident occurs. The main difference between the life insurance and funeral insurance is the coverage amount. The coverage amount for life insurance ranges from $ 250,000 to $ 1, 000, 000 and more. On the other hand coverage amount for funeral insurance ranges from $ 5,000 to $ 50, 000. It varies company to company.

Who are Capable to Buy Final Expense Insurance? This is a common question that is asked by many people. Those seniors who are not capable to work for income and have a chronic condition can not buy the traditional life insurance. They have to buy the final expense insurance for their end of life expenses. Besides, those who have not any relatives or don’t want to be burden to the relatives can buy this insurance.

Benefits of final expense insurance

There are several benefits of burial insurance. They are shortly pointed below.

·        Helps to pay the debts you left behind to your relatives after your death.

·        Don’t need to be burden to your relatives.

·        Easy to have this service. There are no complexities and no need of medical checkup.

·        The expenses for funeral are rising day by day. If you buy final expense insurance then you don’t need to think about the rising expenses.

·        The insurance is totally tax free and there is no decrement of your money.

Get Started On Your Plan Today

All you have to do fill out the form on this site and a professional  consultant will contact you and go over  some basic questions to help you  tailor a plan  to fit your needs. Don’t Wait! Time For This Offer May Be Limited and every day you get older the price could rise.

Guaranteed Issue Life Insurance Read this Before Buying

Don’t get ripped off by paying for a guaranteed issue or simplified issue life insurance plan. These whole life insurance policies have their place, but too many people who could qualify life insurance contracts that are both cheaper and better overpay for guaranteed issue final expense insurance contracts.

Don’t get ripped off by paying for a guaranteed issue or simplified issue life insurance plan. These whole life insurance policies have their place, but too many people who could qualify life insurance contracts that are both cheaper and better overpay for guaranteed issue final expense insurance contracts.

Guaranteed issue life insurance plans are optimal for only a small percentage of the population. If you have a major health condition, you might not be approved for any other kind of plan. Your health history might keep you from being approved for a standard life insurance contract.

However, this is not the case for most of us. This is not even the case for most of us who are over 50. Even if you have some medical issues, you are likely to be approved for a standard plan.

If you take prescribed drugs for hypertension or bone density issues, you might think that you won’t qualify for a standard life insurance contract. For most people this is not true.

You could be charged more than someone who is healthier, but you will probably not pay nearly as much as you would if you applied for a guaranteed issue final expense insurance plan.

Guaranteed issue life insurance policies can cost you 2 times as much when compared to other plans. This is not the only issue. You will probably get a slower equity or cash value build up. Your family will not receive the the full benefits if you pass away in the first two or three years after your effective date.

The equity or cash value of a final expense insurance contract is not the first thing most people think about when comparing plans. Typically, people will compare the monthly costs and the face amount. Many plans also build future loan value and this is an important part of many whole life insurance policies.

Even if you don’t plan to use the equity in your policy it can be used to keep your contract in force during hard times. Many policies will allow you to use a portion of your cash value to keep the contract going when you are unable to make payments from your checking account.

Your beneficiary may not get what you expect them to get if you purchase a guaranteed issue or simplified issue life insurance plan. Many of these contracts are modified benefit plans. This typically means that if you die within two or three years after your contract’s effective date only a fraction of the face amount is payable. Your family might only receive the premiums paid plus a little interest.

The only reason to get a guaranteed issue policy is if you are convinced that you will not be approved for an underwritten life insurance plan. Before buying a policy of this kind, be sure to apply to other policies to see what you are able to be approved for.

Avoid being one of the many people who will spend an arm and a leg for their final expense insurance plan. Taking a medical exam or answering a few health questions can help you to pay much less. Even if your application is rejected you can apply for a guaranteed issue or simplified issue plan later so you have nothing to lose by applying for a less expensive plan first.

One broker that is highly rated and of the top burial insurance and life insurance brokers is www.EdwardJohnInsurance.com